Your Mortgage Checklist
Below is a quick list of items you will need to bring to your lender when you go to apply for a mortgage.
o Most recent paystubs showing previous 30 days and YTD earnings.
o Last two years Federal Tax Returns.
o Last two years W-2's
o Most recent two months of statements for any accounts that will contain assets used on the loan. - BRING ALL PAGES. This includes Checking accounts, Savings accounts, Money Market accounts, Stock Market accounts, Mutual Funds, 401k, and IRAs
o Most recent mortgage statement, tax bill, and homeowners insurance declarations page for all owned properties.
o Copy of drivers license or state ID.
o Copy of Social Security card.
o DD-214 if using a VA loan for U.S. Veterans.
Depending on what shows up on your credit report, additional information may be needed.